Accidental Disability and
Loss of Employment

Accidental disability will cover you in the event of a disability caused by an accident. Loss of employment will cover your loan payment in the event of an involuntary lay-off.

QUALIFYING AGE

Must be under 66 to qualify and not exceed the term of the loan.

ELIGIBILITY REQUIREMENTS

Must be 18 years of age. No medical questions are required.

BENEFIT AMOUNT

Benefit for accidental disability and loss of employment cannot exceed $4000.

TERMINATION

At the applicants 66th birthday.

BENEFIT EXCLUSIONS

Must be working 25 hours a week for 30 consecutive working days prior to the effective date of the loan.

NOTE

For all insurance coverage, please refer to the insurance certificate for complete details.